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Motor Home – Newfoundland and Labrador

About our coverage

Motor Homes defined

A motor home is generally defined as a self-propelled vehicle containing living quarters that are an integral part of the vehicle and not removable. Since the legal definition of a motor home may vary from one province to another, please refer to the legislation in your province to determine whether your vehicle qualifies as a motor home and to learn more about your responsibilities.

If you own a motor home, you are required by law to insure it.

You can often add insurance for these vehicles to your automobile policy.

What coverage you need

Mandatory coverage must include:

What coverage you can add

Most people choose to carry greater coverage than required by law to better protect themselves from financial risk in the event that they are involved in an accident. The most basic is Accident Benefits.

The information and examples provided in this section are intended as general information only. This does not constitute legal or insurance advice, nor does it pertain to determination of fault. In all cases, you should speak to an insurance professional before acting. Your insurance policy contains limitations and restrictions which vary by province and may affect your coverage and/or determine whether or not benefits will be payable.