- Construction type
- The construction type of your property determines your rates. Generally, if your home is of a more solid construction like brick or brick veneer, the lower your insurance rates. This is because these materials are less combustible than other building materials.
- Property type
- We use your type of property to determine your rates. A property type can be a house, a row house/townhouse, duplex, a high-rise etc.
- Tenant insurance
- Tenant insurance provides coverage for your belongings inside a rented unit. You can be renting a private home, part of a home or an apartment in a huge building.
- Townhouse
- A row house (also called a townhouse) is a home where one of the walls is shared by another person's residence. We use your type of property to determine your rates.