Grand Touring Solution®
Frequently Asked Questions
Peace of mind on the road
How does Grand Touring Solution work ?
Grand Touring Solution is a bundle added to your auto insurance policy which includes:
- Loss of use
- Damage to non-owned automobile
- Emergency road service expenses
- Waiver of deductible
Please note that this coverage is not offered in Nunavut.
It offers several advantages:
- If you’re involved in an accident, or your car is vandalized or stolen, you may benefit from up to $5,000 of coverage for the rental of a replacement vehicle.
- You and anybody insured under your policy may also be covered for up to $50,000 for damage to a rented car, anywhere in Canada and in the U.S. In other cases where you are using a car that you do not own, call us to find out if you are covered.
- If your car is disabled you may be reimbursed for towing and other emergency road service expenses up to $50 per incident.
- Your deductible may also be waived up to $500 in the event of a total loss or a hit-and-run, as long as it is reported to the police within 24 hours.
For travel far and near
I know that Grand Touring Solution provides ideal coverage for long distances. Can I get this coverage if I only use my vehicle for short distances ?
Grand Touring Solution is beneficial even if you aren’t travelling, as it provides coverage for rental cars, even for short distances.
The coverage for a rental car will apply within Canada and the United States.
In other cases where you are using a car that you do not own, call us to find out if you are covered.
Call any towing or rental company
Say my car breaks down somewhere and I have to have it towed, can I just go ahead and call a towing company? Or should I check with TD Insurance Meloche Monnex first?
You can deal with any towing company in Canada. We may reimburse you upon presentation of receipts, bills and acceptable evidence of loss, for towing and emergency road service expenses necessitated by the disablement of the vehicle.
Clear benefits
Will my premium cost more with Grand Touring Solution? And if it does, where’s the advantage in buying it?
The cost of Grand Touring Solution will be added to your policy premium. It is advantageous in that the various elements included in this bundle would cost more if purchased individually.
In case of discrepancy between the information provided on this website and your insurance policy, your insurance policy prevails. Remember, the exclusions and limitations specified in your policy apply in all circumstances.
The information and examples provided in this section are intended as general information only. This does not constitute legal or insurance advice, nor does it pertain to determination of fault. In all cases, you should speak to an insurance professional before acting. Your insurance policy contains limitations and restrictions which vary by province and may affect your coverage and/or determine whether or not benefits will be payable.
