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Auto Insurance

To help you save money

Insuring your vehicle with us is not only about excellent coverage and quality of service, it’s also about getting the best value for your money!

All our discounts have eligibility criteria, so to find out if you qualify, talk to one of our customer service representatives to get a quote.


You may benefit from this discount…

Discount for two or more vehicles

if you have two or more vehicles insured with us

Discount for more vehicles than drivers

if you are the only driver and have two or more vehicles insured with us

Occasional driver's premium reduced

if an occasional driver of your vehicle attends school full-time at an institution that is far from home

Retiree discount (Ontario)

if you are retired and aged 65 or older

Multi-product discount

if you have both home and auto insurance with us

Anti-theft discount

if your vehicle has an approved after-market anti-theft system

Discount for engraving

if your vehicle has an approved anti-theft etching system

Graduated licensing discount

if you have recently progressed from a G1 to a G2 or a G2 to a G in the graduated licensing program in Ontario

Hybrid or electric vehicle discount

if you own a hybrid or electric vehicle that is recognized by the Insurance Bureau of Canada (IBC)

First chance discount

if you are a newly licensed driver with no at-fault accidents or convictions (New Brunswick, Nova Scotia and PEI only)

In case of discrepancy between the information provided on this website and your insurance policy, your insurance policy prevails. Remember, the exclusions and limitations specified in your policy apply in all circumstances.

The information and examples provided in this section are intended as general information only. This does not constitute legal or insurance advice, nor does it pertain to determination of fault. In all cases, you should speak to an insurance professional before acting. Your insurance policy contains limitations and restrictions which vary by province and may affect your coverage and/or determine whether or not benefits will be payable.